Insurance is very important not only to compensate in the event of an accident but also for overall piece of mind. It doesn’t matter if you are a new age traveler, holiday home owner or simply looking to upgrade, this article should cover the main points when looking to decide on your insurance.

Most caravan enthusiasts will know there are 2 types of policy you can take out, these primarily cover static and touring and very specific policies have been created for each.

Touring insurance relates to caravans that are towed behind a vehicle, as such this type of insurance covers you for having your home away from home on the road. When your caravan is zipping along at 25 mph it is subject to the same hazards a vehicle would encounter, such as collisions, high winds, unbalanced loading and all other manner of road accidents.

Static insurance is to cover the type of caravan that less frequently annoys honest motorists and are usually situated at a site, holiday park or council site on a permanent basis. These type of havens are subject to environmental hazards which include high winds, fire, flooding and theft, yes believe it or not these monstrosities can be pinched.

It is for these reasons above that differing policies have been created for each type of caravan.

In terms of areas to focus on with your policy you should be considering:-

- New for old guarantees

- Euro cover (for all you thrill seekers)

- Twin Axle

- Security

- Liability cover

In terms of getting the right quote just search online!

Don’t settle for less for your motor home or static!!